/* ─── TAX PLANNING TOOL (extends style.css brand variables) ─── */

.tool-hero {
  padding: 48px 0 32px;
  background: linear-gradient(180deg, var(--g50) 0%, #fff 100%);
  border-bottom: 1px solid var(--c100);
}

.tool-hero h1 {
  font-size: clamp(1.8rem, 3.2vw, 2.4rem);
  margin-bottom: 10px;
}

.tool-hero p {
  color: var(--c500);
  max-width: 640px;
  font-size: 1.02rem;
}

.tool-year-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--g600);
  background: var(--g50);
  border: 1px solid var(--g100);
  border-radius: 100px;
  padding: 5px 14px;
  margin-bottom: 16px;
}

.disclaimer {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: #FFFBEB;
  border: 1px solid #FDE68A;
  border-radius: 12px;
  padding: 16px 18px;
  margin: 24px 0 8px;
  font-size: .9rem;
  color: #7C5E00;
  line-height: 1.55;
}
.disclaimer svg { width: 20px; height: 20px; flex-shrink: 0; margin-top: 2px; stroke: #92700A; }
.disclaimer strong { color: #5C4400; }

/* ─── TABS ───────────────────────────────────────────── */
.tool-tabs {
  position: sticky;
  top: 0;
  z-index: 150;
  background: #fff;
  border-bottom: 1px solid var(--c100);
}
.tool-tabs-inner {
  display: flex;
  gap: 4px;
  overflow-x: auto;
  padding: 10px 0;
}
.tool-tab-btn {
  white-space: nowrap;
  padding: 10px 18px;
  border-radius: 100px;
  font-size: .9rem;
  font-weight: 600;
  color: var(--c500);
  background: transparent;
  border: 1px solid transparent;
  cursor: pointer;
  transition: all .15s;
}
.tool-tab-btn:hover { background: var(--c50); color: var(--c700); }
.tool-tab-btn.active { background: var(--g600); color: #fff; }

.tool-panel { display: none; padding: 40px 0 80px; }
.tool-panel.active { display: block; }

/* ─── FORM + RESULTS LAYOUT ──────────────────────────── */
.tool-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 28px;
  align-items: start;
}
@media (max-width: 900px) {
  .tool-grid { grid-template-columns: 1fr; }
}

.tool-card {
  background: #fff;
  border: 1px solid var(--c100);
  border-radius: 16px;
  padding: 28px;
}
.tool-card h3 {
  font-size: 1.15rem;
  margin-bottom: 4px;
}
.tool-card .card-sub {
  color: var(--c500);
  font-size: .88rem;
  margin-bottom: 20px;
}

.tool-results { position: sticky; top: 76px; }

.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-bottom: 14px;
}
.field-row.single { grid-template-columns: 1fr; }
@media (max-width: 520px) {
  .field-row { grid-template-columns: 1fr; }
}

.field label {
  display: block;
  font-size: .82rem;
  font-weight: 600;
  color: var(--c600);
  margin-bottom: 6px;
}
.field .hint {
  font-size: .76rem;
  color: var(--c400);
  font-weight: 400;
  display: block;
  margin-top: 3px;
}

.field input[type="number"],
.field input[type="text"],
.field select {
  width: 100%;
  padding: 10px 12px;
  font-size: .95rem;
  border: 1.5px solid var(--c100);
  border-radius: 8px;
  color: var(--c800);
  background: #fff;
  transition: border-color .15s;
  font-family: inherit;
}
.field input:focus, .field select:focus {
  outline: none;
  border-color: var(--g500);
}

.field-check {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 14px;
}
.field-check input { width: 16px; height: 16px; }
.field-check label { font-size: .85rem; font-weight: 500; color: var(--c700); margin: 0; }

.divider { border-top: 1px solid var(--c100); margin: 20px 0; }

/* ─── RESULTS ────────────────────────────────────────── */
.result-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 9px 0;
  border-bottom: 1px solid var(--c50);
  font-size: .92rem;
}
.result-row .rlabel { color: var(--c500); }
.result-row .rval { font-weight: 600; color: var(--c800); font-variant-numeric: tabular-nums; }
.result-row.total {
  border-top: 2px solid var(--c700);
  border-bottom: none;
  margin-top: 8px;
  padding-top: 14px;
}
.result-row.total .rlabel { color: var(--c900); font-weight: 700; font-size: 1.02rem; }
.result-row.total .rval { color: var(--g700); font-size: 1.3rem; }
.result-row.sub .rlabel { padding-left: 14px; font-size: .86rem; }
.result-row .rval.negative { color: #B91C1C; }
.result-row .rval.positive { color: #15803D; }

.result-note {
  font-size: .8rem;
  color: var(--c400);
  margin-top: 10px;
  line-height: 1.5;
}

.big-stat {
  text-align: center;
  padding: 20px 0 24px;
}
.big-stat .stat-label {
  font-size: .8rem;
  text-transform: uppercase;
  letter-spacing: .08em;
  font-weight: 600;
  color: var(--c400);
  margin-bottom: 6px;
}
.big-stat .stat-value {
  font-family: 'DM Serif Display', serif;
  font-size: 2.4rem;
  color: var(--g700);
}

/* ─── COMPARISON TABLE (entity + scenarios) ─────────── */
.compare-table-wrap { overflow-x: auto; }
.compare-table {
  width: 100%;
  border-collapse: collapse;
  font-size: .88rem;
}
.compare-table th, .compare-table td {
  padding: 10px 14px;
  text-align: right;
  border-bottom: 1px solid var(--c50);
  white-space: nowrap;
}
.compare-table th:first-child, .compare-table td:first-child {
  text-align: left;
  position: sticky;
  left: 0;
  background: #fff;
}
.compare-table thead th {
  color: var(--c500);
  font-weight: 600;
  font-size: .78rem;
  text-transform: uppercase;
  letter-spacing: .04em;
  border-bottom: 2px solid var(--c200);
}
.compare-table tbody tr:last-child td { border-bottom: none; }
.compare-table td.winner { color: #15803D; font-weight: 700; }
.compare-table td.best-col { background: var(--g50); }

.savings-banner {
  margin-top: 18px;
  padding: 16px 20px;
  border-radius: 12px;
  background: #ECFDF5;
  border: 1px solid #A7F3D0;
  color: #065F46;
  font-size: .92rem;
  font-weight: 600;
}
.savings-banner.negative { background: #FEF2F2; border-color: #FECACA; color: #991B1B; }

/* ─── SCENARIOS TAB ──────────────────────────────────── */
.scenario-toolbar {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 20px;
}
.scenario-empty {
  text-align: center;
  padding: 60px 20px;
  color: var(--c400);
  border: 1.5px dashed var(--c200);
  border-radius: 16px;
}
.btn-small {
  padding: 8px 16px;
  font-size: .84rem;
  border-radius: 100px;
  font-weight: 600;
  border: 1.5px solid var(--c100);
  background: #fff;
  color: var(--c600);
  cursor: pointer;
  transition: all .15s;
}
.btn-small:hover { border-color: var(--g500); color: var(--g600); }
.btn-small.danger:hover { border-color: #FCA5A5; color: #B91C1C; }